578 Retreat Drive, Crossville, TN 38572 (MLS# 1347358)

578 Retreat Drive, Crossville, TN 38572

$189,900

Property Type: Single Family Bedrooms: 2 Square Footage: 768 Lot Size (sq. ft.): 35,284 Status: Closed

Current Price: $189,900 List Date: 7/07/2026 Last Modified: 8/19/2026

Overview

Description

Don't miss this affordable lake-area retreat in the desirable Cumberland Mountain Retreat community! Priced under $200,000, this charming 2-bedroom, 1-bath home offers 768 square feet of easy one-level living and sits on two combined lots totaling approximately 0.81 acres. Enjoy beautiful direct lake views from the wraparound deck and covered front porch, with public lake access located directly across the road. A nearby community boat ramp and picnic area make it easy to spend your days fishing, kayaking, or enjoying the outdoors. Cumberland Mountain Retreat is a private mountain community featuring three lakes, a swimming beach, recreational areas, and a peaceful setting surrounded by the natural beauty of the Cumberland Plateau. The property offers exceptional flexibility with a second lot that includes additional concrete parking, a storage shed (which conveys)--providing room for RV parking, or additional outdoor space (subject to applicable approvals). Inside, you'll find an e ... (Read more)

Listing Details MLS# 1347358

Location Tax Legal Info

House #: 578
Street Name: Retreat
St Suffix: Drive
State/Province: TN
Zip Code: 38572
PIN #: 182M A 00100 000
Subdivision: Cumberland Mtn Ret

Contract Info

Auction Y/N: No
Listing Price: 189900
Occupancy: Permanent Residence

General Property Description

Type: Ranch
Acres: 0.81
Acre Source: Tax Records
Site Built: Yes
Restrictions: Yes
SqFt - Total (Aprox): 768
SqFt - Main Lvl: 768
# Bedrooms: 2
Baths - Full: Yes
# of Rooms: 5
Fireplace: No
Property Status: N/A
HOA: Mandatory
HOA Fee: 190
HOA Freq: Yearly
HOA Contact: 931-788-6040
Year Built: 1980
Bonus Room: No
Extra Storage: Yes
SqFt - Down Lvl: 0
SqFt - 2nd Flr Lvl: 0
SqFt - 3rd Flr Lvl: 0
# Fireplace: 0
Basement: Yes

Status Change Info

Status Change Date: 2026-08-19
Under Contract Date: 2026-07-15
Sold Date: 2026-08-17

Location, Tax & Legal Info

Area: Cumberland County - 34
Property Sub-Type: Residential
City/County Code: County
Elementary School: Brown
Middle School: Brown
Total Tax: 178.48
High School: Cumberland County

Remarks & Misc

Directions: GPS will take you straight to the property.
Public Remarks: Don't miss this affordable lake-area retreat in the desirable Cumberland Mountain Retreat community! Priced under $200,000, this charming 2-bedroom, 1-bath home offers 768 square feet of easy one-level living and sits on two combined lots totaling approximately 0.81 acres. Enjoy beautiful direct lake views from the wraparound deck and covered front porch, with public lake access located directly across the road. A nearby community boat ramp and picnic area make it easy to spend your days fishing, kayaking, or enjoying the outdoors. Cumberland Mountain Retreat is a private mountain community featuring three lakes, a swimming beach, recreational areas, and a peaceful setting surrounded by the natural beauty of the Cumberland Plateau. The property offers exceptional flexibility with a second lot that includes additional concrete parking, a storage shed (which conveys)--providing room for RV parking, or additional outdoor space (subject to applicable approvals). Inside, you'll find an efficient floor plan with the kitchen appliances, washer, and dryer all included, making this home truly move-in ready. Whether you're looking for a full-time residence, weekend getaway, vacation rental opportunity, or peaceful retirement retreat, this property offers outstanding value in one of Crossville's most unique mountain communities. Come experience lake living, mountain scenery, and small-town charm--all at an affordable price!

More Information

Atchd/Dtchd Type

Detached: Yes

Style

Cottage: Yes

Construction

Block: Yes
Frame: Yes

Siding

Vinyl: Yes

Fireplace

None: Yes

Cooling

Ceiling Fan(s): Yes
Central Cooling: Yes

Floors

Laminate: Yes
Vinyl: Yes
Other: Yes

Garage/Parking

Main Level: Yes
Off-Street Parking: Yes
RV Parking: Yes

Basement

Crawl Space: Yes
Crawl Space Sealed: Yes
Outside Entr. Only: Yes

Lot Description

Irregular Lot: Yes
Lake/Water Access: Yes
Private: Yes
Rolling Slope: Yes
Wooded: Yes

Fuel

Electric: Yes

View

Country Setting: Yes
Lake View: Yes
Wooded: Yes

Heat

Central: Yes

Community Amenities

Boat Ramp: Yes
Coin Laundry: Yes
Lake/Water Access: Yes
Picnic/Barbeque Area: Yes

Dining Area

Kitchen/Dining Rm Co: Yes
Living Rm/Dining Rm: Yes

Appliances

Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Smoke Detector: Yes
Washer: Yes

Other Rooms

Extra Storage: Yes
Mstr Bdrm Main Level: Yes
Split Bedroom: Yes

Exterior Features

Balcony: Yes
Deck: Yes
Doors - Energy Star: Yes
Window - Energy Star: Yes
Windows - Vinyl: Yes

Misc Features

DSL Available: Yes
Handicap Accessible: Yes
Internet Available: Yes
Washer/Dryer Connect: Yes

Sewer

Septic Tank: Yes

Water

Public: Yes

Outbuildings

Storage Shed: Yes

Association Fee Incl

All Amenities: Yes
Association Ins: Yes

New Financing

Cash: Yes
FHA: Yes
THDA: Yes
USDA/Rural: Yes
VA Loan: Yes

Showing

See Agent Instructns: Yes

Property Features

Style: Cottage Construction: Block; Frame Siding: Vinyl Basement: Crawl Space; Crawl Space Sealed; Outside Entr. Only Lot Description: Irregular Lot; Lake/Water Access; Private; Rolling Slope; Wooded View: Country Setting; Lake View; Wooded Fireplace: None Floors: Laminate; Vinyl; Other Fuel: Electric Heat: Central Cooling: Ceiling Fan(s); Central Cooling Appliances: Dryer; Microwave; Range; Refrigerator; Smoke Detector; Washer Sewer: Septic Tank Water: Public Other Rooms: Extra Storage; Mstr Bdrm Main Level; Split Bedroom Misc Features: DSL Available; Handicap Accessible; Internet Available; Washer/Dryer Connect Exterior Features: Balcony; Deck; Doors - Energy Star; Window - Energy Star; Windows - Vinyl Outbuildings: Storage Shed Dining Area: Kitchen/Dining Rm Co; Living Rm/Dining Rm Community Amenities: Boat Ramp; Coin Laundry; Lake/Water Access; Picnic/Barbeque Area Association Fee Incl: All Amenities; Association Ins Showing: See Agent Instructns New Financing: Cash; FHA; THDA; USDA/Rural; VA Loan

IDX

Listing Office: Coldwell Banker Jim Henry

Last Updated: August - 19 - 2026

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