2095 NE Church St, Cleveland, TN 37311 (MLS# 1342486)

2095 NE Church St, Cleveland, TN 37311

$429,000

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Property Type: Single Family Bedrooms: 5 Square Footage: 1,899 Lot Size (sq. ft.): 6,970 Status: Active

Current Price: $429,000 List Date: 5/28/2026 Last Modified: 8/18/2026

Overview

Description

Just minutes from Lee University and right in the heart of downtown Cleveland, this beautifully updated 5-bedroom, 3-bath property offers the perfect blend of historic character, modern upgrades, and incredible income-producing potential. Whether you're looking for a primary residence, student housing opportunity, multigenerational setup, or short-term rental investment, 2095 Church Street NE delivers flexibility and value in one of Cleveland's most convenient locations. From the moment you arrive, you'll appreciate the home's timeless curb appeal, metal roof, updated exterior finishes, and inviting front porch. Inside, the home is filled with warmth and personality featuring gorgeous hardwood floors, distinctive lighting, crown molding, and thoughtfully designed spaces throughout. The living room centers around a stunning tiled fireplace with an elegant wood mantle, creating the perfect cozy gathering space. French doors lead into a beautifully redesigned kitchen that feels straight ... (Read more) Just minutes from Lee University and right in the heart of downtown Cleveland, this beautifully updated 5-bedroom, 3-bath property offers the perfect blend of historic character, modern upgrades, and incredible income-producing potential. Whether you're looking for a primary residence, student housing opportunity, multigenerational setup, or short-term rental investment, 2095 Church Street NE delivers flexibility and value in one of Cleveland's most convenient locations. From the moment you arrive, you'll appreciate the home's timeless curb appeal, metal roof, updated exterior finishes, and inviting front porch. Inside, the home is filled with warmth and personality featuring gorgeous hardwood floors, distinctive lighting, crown molding, and thoughtfully designed spaces throughout. The living room centers around a stunning tiled fireplace with an elegant wood mantle, creating the perfect cozy gathering space. French doors lead into a beautifully redesigned kitchen that feels straight out of a magazine. Highlights include quartz countertops, butcher block island, stainless steel appliances, brick accents, open shelving, sleek cabinetry, deep single-basin sink, tile flooring, and a charming eat-in dining area flooded with natural light. The main level features two guest bedrooms and a full bath, while the spacious primary suite offers a true retreat with a custom accent wall, modern fixtures, frosted glass barn door, walk-in closet, and stylish ensuite bath complete with double vessel sinks and updated finishes. Upstairs, you'll find two additional bedrooms with charming gabled ceilings and hardwood flooring that add even more character to the home. One of the standout features of this property is the detached/additional living space offering exceptional flexibility and income potential. Previously utilized as both long-term and short-term rental space, the accessory unit includes a kitchenette with granite countertops, sink, dishwasher, and refrigerator along with a full bath. The property has a strong rental history, with individual bedrooms previously renting for approximately $650/month and the accessory dwelling generating around $1,200/month long-term or averaging approximately $2,600/month as an Airbnb. Situated on a level corner lot with privacy fencing, multiple parking areas, deck and patio space, this property is ideal for entertaining, hosting guests, or maximizing rental functionality. Smart home features including smart locks and smart thermostat systems add convenience and modern appeal. Location is another major advantage. Positioned near Lee University, the property offers quick access to downtown restaurants, coffee shops, shopping, and local events while also providing convenient commuting options. Enjoy easy access to I-75, making travel to Chattanooga approximately 35-40 minutes away and Knoxville roughly an hour north. Outdoor enthusiasts will also appreciate being near hiking, rafting, and recreation opportunities throughout Southeast Tennessee and the nearby Ocoee River area. Properties with this combination of character, versatility, location, and proven income history rarely come available. Whether you're searching for a stylish downtown home, an investment property, or both -- this one deserves a closer look.

Listing Details MLS# 1342486

Location Tax Legal Info

House #: 2095
St Dir: NE
Street Name: Church
St Suffix: St
State/Province: TN
Zip Code: 37311
PIN #: 049E F 006.00
Subdivision: Greenwood Add

Contract Info

Auction Y/N: No
Listing Price: 429000

General Property Description

Type: 2 Story
Acres: 0.16
Acre Source: Tax Records
Site Built: Yes
Restrictions: Yes
SqFt - Total (Aprox): 1899
SqFt - Main Lvl: 1366
SqFt - 2nd Flr Lvl: 533
# Bedrooms: 5
Baths - Full: 3
Fireplace: Yes
# Fireplace: Yes
Property Status: N/A
HOA: No
Year Built: 1940
Bonus Room: Yes
Extra Storage: Yes
# of Rooms: 0
SqFt - Down Lvl: 0
SqFt - 3rd Flr Lvl: 0
Basement: No

Status Change Info

Status Change Date: 2026-05-28

Location, Tax & Legal Info

Area: Bradley County - 47
Property Sub-Type: Residential
City/County Code: City Limits
Elementary School: Mayfield
Middle School: Cleveland
Total Tax: 1170.55
High School: Cleveland

Remarks & Misc

Directions: From Lee University near Bowdle and O'Bannon Halls, head north on 20th Street NE, then turn right onto Church Street NE. Continue a short distance and the property will be located on the left.
Public Remarks: Just minutes from Lee University and right in the heart of downtown Cleveland, this beautifully updated 5-bedroom, 3-bath property offers the perfect blend of historic character, modern upgrades, and incredible income-producing potential. Whether you're looking for a primary residence, student housing opportunity, multigenerational setup, or short-term rental investment, 2095 Church Street NE delivers flexibility and value in one of Cleveland's most convenient locations. From the moment you arrive, you'll appreciate the home's timeless curb appeal, metal roof, updated exterior finishes, and inviting front porch. Inside, the home is filled with warmth and personality featuring gorgeous hardwood floors, distinctive lighting, crown molding, and thoughtfully designed spaces throughout. The living room centers around a stunning tiled fireplace with an elegant wood mantle, creating the perfect cozy gathering space. French doors lead into a beautifully redesigned kitchen that feels straight out of a magazine. Highlights include quartz countertops, butcher block island, stainless steel appliances, brick accents, open shelving, sleek cabinetry, deep single-basin sink, tile flooring, and a charming eat-in dining area flooded with natural light. The main level features two guest bedrooms and a full bath, while the spacious primary suite offers a true retreat with a custom accent wall, modern fixtures, frosted glass barn door, walk-in closet, and stylish ensuite bath complete with double vessel sinks and updated finishes. Upstairs, you'll find two additional bedrooms with charming gabled ceilings and hardwood flooring that add even more character to the home. One of the standout features of this property is the detached/additional living space offering exceptional flexibility and income potential. Previously utilized as both long-term and short-term rental space, the accessory unit includes a kitchenette with granite countertops, sink, dishwasher, and refrigerator along with a full bath. The property has a strong rental history, with individual bedrooms previously renting for approximately $650/month and the accessory dwelling generating around $1,200/month long-term or averaging approximately $2,600/month as an Airbnb. Situated on a level corner lot with privacy fencing, multiple parking areas, deck and patio space, this property is ideal for entertaining, hosting guests, or maximizing rental functionality. Smart home features including smart locks and smart thermostat systems add convenience and modern appeal. Location is another major advantage. Positioned near Lee University, the property offers quick access to downtown restaurants, coffee shops, shopping, and local events while also providing convenient commuting options. Enjoy easy access to I-75, making travel to Chattanooga approximately 35-40 minutes away and Knoxville roughly an hour north. Outdoor enthusiasts will also appreciate being near hiking, rafting, and recreation opportunities throughout Southeast Tennessee and the nearby Ocoee River area. Properties with this combination of character, versatility, location, and proven income history rarely come available. Whether you're searching for a stylish downtown home, an investment property, or both -- this one deserves a closer look.

More Information

Fencing

Privacy: Yes

Atchd/Dtchd Type

Detached: Yes

Style

Contemporary: Yes

Construction

Frame: Yes

Siding

Brick: Yes
Vinyl: Yes

Fireplace

Wood Burning: Yes

Cooling

Ceiling Fan(s): Yes
Central Cooling: Yes
Wall Cooling: Yes

Floors

Hardwood: Yes
Laminate: Yes
Luxury Vinyl Plank: Yes
Tile: Yes

Garage/Parking

Off-Street Parking: Yes

Basement

Crawl Space: Yes

Lot Description

Level: Yes

Fuel

Electric: Yes

View

City: Yes

Heat

Central: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes

Other Rooms

Addl Living Quarter: Yes

Exterior Features

Deck: Yes
Doors - Energy Star: Yes
Window - Energy Star: Yes

Misc Features

Washer/Dryer Connect: Yes

Sewer

Public Sewer: Yes

Water

Public: Yes

Outbuildings

Guest House: Yes

New Financing

Cash: Yes
Conventional: Yes
FHA: Yes
New Loan: Yes
VA Loan: Yes

Showing

See Agent Instructns: Yes

Property Features

Style: Contemporary Construction: Frame Siding: Brick; Vinyl Basement: Crawl Space Lot Description: Level Fireplace: Wood Burning Floors: Hardwood; Laminate; Luxury Vinyl Plank; Tile Fuel: Electric Heat: Central Cooling: Ceiling Fan(s); Central Cooling; Wall Cooling Appliances: Dishwasher; Microwave; Range; Refrigerator Sewer: Public Sewer Water: Public Other Rooms: Addl Living Quarter Misc Features: Washer/Dryer Connect Exterior Features: Deck; Doors - Energy Star; Window - Energy Star Fencing: Privacy Outbuildings: Guest House Showing: See Agent Instructns New Financing: Cash; Conventional; FHA; New Loan; VA Loan

IDX

Listing Office: Silver Key Realty

Last Updated: August - 18 - 2026

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